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Mass payments explained

By Zach Links|5 min read|Updated Jul 3, 2024

An illustration of a globe and incentives being sent around the world.

Manual payment processing at scale is tedious, time-consuming, and prone to error. Mass payments, on the other hand, allow your company to consolidate lots of payments into a single transaction. 

Mass payments enable you to process payouts much faster than individual disbursements. Sending multiple payments at once makes it easier to track your spend in one place for simpler accounting and budgeting. It’s also more reliable and far more cost-effective than initiating scores of one-off transfers. 

Your company probably runs payroll through software like ADP instead of manually cutting checks to every employee. Mass payments save hours, free up the AP team for higher-impact work, and mitigate the risk of human error. The payments also arrive faster.  

How do mass payments work?

Mass payments — or mass payouts — enable you to pay multiple recipients at once. After uploading a batch file with payment details for each payee, you can automate a bulk payout to initiate all of the transfers in a single click.  

Deploying mass payments typically involves the following steps:

  • Entering recipient info: This includes details like the payee’s name, email address, and preferred payment method. 

  • Payment batching: Once the recipient information is collected, the mass payments system puts those payment instructions into a single file.  

  • Payment initiation: The mass payment is initiated through a secure payment processing platform. You pay for the entire mass payout in one transaction.

  • Payment processing and distribution: The platform transfers the funds based on the inputted data. 

Benefits of using mass payments

For starters, bulk payouts are fast and easy. But there are many more benefits to mass payments.

  • Extreme efficiency: By consolidating multiple payments into a single transaction, mass payouts slash the time and effort required for manual processing. 

  • Improved accuracy: One typo in Excel can cause an avalanche of issues. Automating the payment process minimizes the risk of human error, ensuring accurate payments.

  • Cost savings: Mass payments save time, especially when dealing with a high volume of recipients. With mass payments, your team can instead devote that time to higher-priority tasks.

  • Scalability: Send as many payouts or rewards as you want. 

  • Flexibility: You can fund your mass payments via self-invoicing, ACH, or credit card.

How to use Tremendous for mass payouts

Tremendous streamlines mass payouts, ensuring a smooth and convenient payment experience for you and your recipients. 

It all starts with our API.


Our gift card API enables you to build, manage, and customize your rewards program quickly. We designed the API to be simple enough that a small team or single engineer can build the integration quickly, and use minimal resources to maintain it. Follow our straightforward API docs to create a Sandbox account and get your Sandbox API key. 

From there, you’ll be able to craft a branded campaign template with your logo, messaging, and the incentives that you want to send. Or, you can set a value amount (i.e. $100) and let your recipients choose their own reward. 

Bulk upload recipients to Tremendous directly

You can also send mass payouts via the Tremendous dashboard without using our API.

Simply bulk upload recipients with a CSV file to send hundreds or thousands of rewards in a single batch. 

  • Click Download CSV template. Using the template ensures that the columns are formatted correctly.

  • Edit the template in your spreadsheet software of choice.

  • Save the file in CSV format.

  • Upload the file to Tremendous.

To send your first batch of mass payouts in 15 minutes or less, talk to our team or sign up today.

Published July 3, 2024

Updated July 3, 2024

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